Credit Counseling Boot Camp

We have shifted to online classes until further notice.

Our Credit Counseling Boot Camp is a 3 hour intensive, instructor lead class on credit basics that covers the essentials of credit ranging from the definition of credit to building good credit and obtaining and reading a credit report.  Upon completion of the class, graduates attend a second follow up where they meet one-on-one with an Urban Edge counselor who will pull their credit report, give them their score and work with them to create an action plan and a budget. This team will work together over the next few or several months until they achieve the goals established in the action plan.

First-Time Homebuyer Education and Pre- and Post-Purchase Counseling

Due to the on-going COVID-19 situation, we have shifted to online classes until further notice. 

Urban Edge’s first-time homebuyer education provides participants with a thorough understanding of the home purchasing process, including an introduction to the mortgage process, understanding credit standards, conventional lending criteria and preparing for the loan closing.

The interactive workshops involve detailed presentations from industry professionals including a home inspector, real estate broker, lending officer, real estate lawyer, home insurance agent, and fair housing specialist. If homebuyers attend 8 hours of class time, they earn a certificate that gives access to specialized mortgage products and other benefits and discounts, including additional training.

For example, Urban Edge also provides pre-purchase counseling for buyers of 2- and 3-family properties through the Metropolitan Housing Partnership. Post-Purchase Training provides new homeowners with information intended to ensure long-term protection of the new home and to help new owners make the transition from renter to homeowner.

Urban Edge has educated and helped almost 3,000 families purchase homes since 1995.